How Car Insurance Works at Woodhouse Mazda

Regardless of what your needs may be, you can always trust in our team at Woodhouse Mazda to address whatever concerns you have in terms of buying, leasing, available incentives, professional Mazda service, and more. Of course, one important piece of the puzzle to owning a vehicle is making sure that you have ample automotive insurance so that you are properly covered in the event of an accident.

What Is Auto Insurance and Why Do You Need It?

car insurance contract

Auto insurance is required in most states across the country, especially if you have an auto loan or lease agreement for the vehicle you are driving. The reason for insurance being a necessity is that you need to be covered so you have a financial safety net should you or any passengers become injured or your vehicle is damaged. There may also be an instance when you need coverage in case the other driver’s car is damaged and you are deemed to be at fault.

Prior to the time of car insurance, it would be hard for victims of auto accidents to get the compensation necessary to cover any vehicular damages or personal injuries that may have been a result of the crash. It is also costly to go through with court proceedings, so it is much less expensive to have car insurance to take care of all of the costs that are related to an accident.

Insurance Coverage Options

Whether you are driving a new Mazda6 or a pre-owned Mazda CX-3, you can choose an auto insurance plan that fits in with your requirements and your budget. The minimum amount of insurance you should have is liability, which will make sure that the other party is compensated for any damages if you are at fault. Of course, there are some other coverage options that you can pick from, and the staff at your local Omaha, NE Mazda dealer is happy to go into further detail about which ones might suit you best.

Collision – covers damage to your vehicle incurred in an accident.

Medical expense payments – helps pay medical expenses for you and/or passengers.

Uninsured motorist – offers financial assistance when the other party has no auto insurance.

Auto insurance coverage will depend on many factors, which include your driving record, your occupation, and the type of vehicle you are driving. This is a type of indispensable safety net to help if you are involved in a car accident, and we are more than happy to help you understand all of it when you come to see us at Woodhouse Mazda at 8606 S 145th Street in Omaha, NE. Call us today at (402) 397-8300 if you have any questions!